2015 Westman Wedding Expo

November 5, 2014 By admin Blog

Being asked to blog first for the Westman Wedding Expo makes me aware of a common question readers might ask: Why is Brandon’s only Mortgage Brokerage a part of a wedding show anyway?  I like to think of it this way; you’re going to the Westman Wedding Expo because you want to plan for your … Read More

What Affects Your Credit?

October 7, 2014 By admin Blog

Lately I have run into a lot of people who have had some “innocent” issues with their credit. Things that they really had no idea was going to affect them negatively when it comes to buying a house. I thought maybe a little refresher on what will affect your credit would be in order. 1) … Read More

Staycation

September 2, 2014 By admin Blog

Low budgets and a lack of time can put a dent in the fun of summer traveling, without doubt. But just because you can’t go far doesn’t mean you can’t have a good time. Lovingly called a “staycation” by some, we call it being a tourist in your own city. Here are eight ways how … Read More

Purchase Plus Improvments Mortgage

August 5, 2014 By admin Blog

Found a home that is almost perfect you, if only the kitchen was updated or the bathroom had new fixtures? Now you can update the house in your price range to make it the home of your dreams with the purchase plus improvements program. By allowing you to add the cost of your renovations to … Read More

Top Five Home Renovations That Increase Property Value

May 28, 2014 By admin Blog

Looking to increase your homes property value? Here are five of the best renovations you can do to your home to increase property value. These five renovations can sometimes have a return on investment 5-6x what they cost. #5 Flooring Flooring is one of the most important aspects of your house. You will see an … Read More

Recent CMHC Changes

May 16, 2014 By admin Blog

CMHC has recently made some changes to their rates and products and Naomi Hamm is here to explain how that affects you, the consumer.

Why a Mortgage Broker is Right for You

May 1, 2014 By admin Blog

There are many advantages to using a Mortgage Broker over a bank. The team at Centum lays out a few points as to why it is in your best interest to see a broker when getting your mortgage.

This Video is Worth $3500

April 22, 2014 By admin Blog

As mortgage brokers, it is our job to provide our clients with the best product to fit their home buying needs. This includes saving them the most money possible. Our broker, Chris Turcotte, explains how making sure you get the best rate possible, can save you substantially in the long run.

Five Steps to Selling Your First Home

April 1, 2014 By admin Blog

Buying your first home is a big step. But selling that first home is just as big a step. While it is exciting to be moving on to another home, or a new adventure in life, there’s still a lot to consider when it comes time to sell. I’ve talked to enough people about selling … Read More

CMHC raises premiums

February 28, 2014 By admin Blog

CMHC is increasing its mortgage insurance premiums for homeowners and 1-4 unit rental properties effective May 1, 2014. The change will only apply to mortgages underwritten after May 1, 2014 and it will apply to all homeowner business from that day forward as a result of increasing capital targets. Premiums will rise about 15 per … Read More